Premier Cru Master Complaint Thread (MERGED)

[Pat_Martin]

@c fu

…they hired a debt settlement company due to financial hardship…

I didn’t know what a debt settlement company is, so I looked it up.

From the Consumer Financial Protection Bureau (http://www.consumerfinance.gov/askcfpb/1459/should-i-use-debt-settlement-service-help-me-deal-my-debt-and-debt-collectors.html):
“Dealing with debt settlement companies can be risky. Some debt settlement companies promise more than they can deliver. Some of your creditors may also refuse to work with the debt settlement company you choose. In many cases, the debt settlement company will be unable to settle all of your debts. Debt settlement companies often claim they can negotiate with your creditors to reduce the amount you owe. However, before working with a debt settlement company, you should remember:
•Debt settlement companies often charge expensive fees.
•Debt settlement companies typically encourage you to stop paying your credit card bills or delivering wine at low-low prices promised [emphasis and clarification added]. If you stop paying your bills, you will incur late fees, penalty interest and other charges, and creditors will likely step up their collection efforts against you.
•Unless the debt settlement company settles all or most of your debts, the built up penalties and fees on the unsettled debts may wipe out any savings the debt settlement company achieves on the debts it settles.
•Using debt settlement services can have a negative impact on your credit score and your ability to get credit in the future.”

[k_s_h_i_n]

One of the questions to ponder is if PC owes $20 million worth of wine, will you stop buying from them. What if $50 million?

[CFu]

@ybarselah

@c fu

@Ryan Caughey

I don’t understand why no one is willing to actually summarize here what they found so interesting about the court filings. Obviously we could all look (and as a litigator, I spend substantial time doing just that), but it’s not unreasonable to ask those who have already read the pleadings to tell us what they found interesting. Just bizarre to me.

they hired a debt settlement company due to financial hardship.

http://ijsaccess.sftc.org:8080/ijsWeb/requester?APPNAME=WEB&PRGNAME=ValidateCaseNumberSHA1&ARGUMENTS=-A4f9eefaf188bec041fe29929cb1b17c54671bc36,-ACGC15545750"

here are the court docs.

hm, pretty easy to copy and paste that link.

easy to copy paste a link, but since the session times out, it’s useless.

here’s the complaint:

04903284-Page0-21.pdf - Google Drive

Damn you time outs!

[Bill_Klapp_deactivated]

@Pat Burton

@Frank Drew

And yet the vast majority of reports here are of wines arriving, or of equitable settlements made. Even Mr. PCDoomAndGloom Bill Klapp got his wine.

did he get what he ordered or did he take in stock wines instead?

This, Frank. I took a couple of grossly overpriced in-stock mags that I did not want, rather than the wines that I ordered (which at this point I would not bother covering myself anyway), in order to keep my money from going down the toilet when The Big Flush comes. And remember, one man’s doom and gloom is another man’s informed reality!

[Mark_B]

@Bill Klapp

The Big Flush

Sounds like a SQN wine

[J_a_y_H_a_c_k]

@Pat Martin

. . . or delivering wine at low-low prices promised [emphasis and clarification added]. . . .

NOTE that this addition was entirely Mr. Martin’s and it does not belong in the quotation of CFPB language. The CFPB, which I have the misfortune of having to deal with a lot, does not include this language in what is otherwise a generic warning directed at consumers who hire such companies, not commercial entities that hire them. The bullet points appear here:

http://www.consumerfinance.gov/askcfpb/1459/should-i-use-debt-settlement-service-help-me-deal-my-debt-and-debt-collectors.html

[David_K_o_l_i_n]

@Bill Klapp

@Pat Burton

@Frank Drew

And yet the vast majority of reports here are of wines arriving, or of equitable settlements made. Even Mr. PCDoomAndGloom Bill Klapp got his wine.

did he get what he ordered or did he take in stock wines instead?

This, Frank. I took a couple of grossly overpriced in-stock mags that I did not want, rather than the wines that I ordered (which at this point I would not bother covering myself anyway), in order to keep my money from going down the toilet when The Big Flush comes. And remember, one man’s doom and gloom is another man’s informed reality!

We’re coming after you in a preference action, Bill

[YacobovE]

@Mark B

@Bill Klapp

The Big Flush

Sounds like a SQN wine

I thought it was the title of your now [in]famous white wine tasting!

[Mark_B]

@YacobovE

@Mark B

@Bill Klapp

The Big Flush

Sounds like a SQN wine

I thought it was the title of your now [in]famous white wine tasting!

That’s assuming I flushed my toilet, which I didn’t.

[T_Schaffler]

[Pat_Martin]

@J a y H a c k

@Pat Martin

. . . or delivering wine at low-low prices promised [emphasis and clarification added]. . . .

NOTE that this addition was entirely Mr. Martin’s and it does not belong in the quotation of CFPB language. The CFPB, which I have the misfortune of having to deal with a lot, does not include this language in what is otherwise a generic warning directed at consumers who hire such companies, not commercial entities that hire them. The bullet points appear here:

http://www.consumerfinance.gov/askcfpb/1459/should-i-use-debt-settlement-service-help-me-deal-my-debt-and-debt-collectors.html

Sorry, I thought it was obvious that I added that part in the attempt at a semi-humorous translation, hence the “clarification and emphasis added”… if the bit about wine didn’t alert the reader already.

[Bill_Klapp_deactivated]

@David K o l i n

We’re coming after you in a preference action, Bill

As long as you only claw back the FMV of the mags, it can work out for us all. Make sure that the person that took the other 8 mags, and also the person who snatched all of the Giuseppe Rinaldi Brunate-Le Coste out from under my nose when I stopped to answer an incoming e-mail, are named in the action…

[Jon_Burdick]

Make sure that the person that took the other 8 mags, and also the person who snatched all of the Giuseppe Rinaldi Brunate-Le Coste out from under my nose when I stopped to answer an incoming e-mail, are named in the action… >

I’ll take full credit for the Rinaldi…oh wait…I don’t have to take credit…they are in my cellar!

[Arv_R]

@J a y H a c k

@Pat Martin

. . . or delivering wine at low-low prices promised [emphasis and clarification added]. . . .

NOTE that this addition was entirely Mr. Martin’s and it does not belong in the quotation of CFPB language. The CFPB, which I have the misfortune of having to deal with a lot, does not include this language in what is otherwise a generic warning directed at consumers who hire such companies, not commercial entities that hire them. The bullet points appear here:

http://www.consumerfinance.gov/askcfpb/1459/should-i-use-debt-settlement-service-help-me-deal-my-debt-and-debt-collectors.html

What does the CFPB say about ‘hiring a man in Beaune’?

[George_Chadwick]

@Arv R

What does the CFPB say about ‘hiring a man in Beaune’?

I hired a man in Beaune just to watch him die.

I’m going to see a man in Beaune about a car.

Bonde. James Bonde. Your man in Beaune.

There was a man in Beaune
Who expedited shipping alone
He unplugged the jams
Crumbling the dams
The flood of bottles made my UPS guy moan

[Arv_R]

I just love the sound of that whole ‘my man in Beaune’

It’s almost as awesome as – envision Walter Noel of Fairfield Greenwich fame saying this – ‘my water bungalow in Mustique’

[David_Glasser]

I bailed out last month, and want to thank the people who stepped up with references to actual suits and tax liens and specifics about non-payment. After many months and many more pages of posts containing speculation, those factual posts finally convinced me that my long and fruitful relationship with PC could no longer go on.

[Bill_Klapp_deactivated]

@Jon Burdick

Make sure that the person that took the other 8 mags, and also the person who snatched all of the Giuseppe Rinaldi Brunate-Le Coste out from under my nose when I stopped to answer an incoming e-mail, are named in the action… >

I’ll take full credit for the Rinaldi…oh wait…I don’t have to take credit…they are in my cellar!

Even though it was off-vintage Rinaldi, that I was trumped by a low-posting lurker on WB, and only seconds before I pulled the trigger, breaks my heart!

[Dennis_Kanagie]

@Arv R

I just love the sound of that whole ‘my man in Beaune’

It’s the left coast equivalent to the right coast’s “I gotta guy”, except here we really do gotta guy that actually does help.

@Bill Klapp

Even though it was off-vintage Rinaldi, that I was trumped by a low-posting lurker on WB, and only seconds before I pulled the trigger, breaks my heart!

Proving the axiom that a low post count ≠ low intelligence. I think it also fits into the “you snooze, you lose” box.

[Bill_Klapp_deactivated]

@Dennis Kanagie

@Arv R

I just love the sound of that whole ‘my man in Beaune’

It’s the left coast equivalent to the right coast’s “I gotta guy”, except here we really do gotta guy that actually does help.

@Bill Klapp

Even though it was off-vintage Rinaldi, that I was trumped by a low-posting lurker on WB, and only seconds before I pulled the trigger, breaks my heart!

Proving the axiom that a low post count ≠ low intelligence. I think it also fits into the “you snooze, you lose” box.

For the record, I was never one of the “you haven’t posted enough to be taken seriously” crowd. (I could give you far more examples of those not worthy of being take seriously by virtue of excessive posting. ) Like you said, Jon has the Rinaldi and I don’t!