Since my post prompted this thread, I guess it’s only fair that I chime in. For me, a “daily” drinker is under $40 (maybe stretching to $50 with shipping and tax). We reserve the $100+ for special occasions and the $40+ for nice dinners at home.
Similar to the posts above, it’s easier with whites (usually, Sancerre or Pouilly Fuissé for me). Not so much with Pinot or Champagne.
I’m fairly new to this hobby and to buying wine to cellar (and frankly, at retail versus at the restaurant). And what prompted my original question was a desire for something to hold me over until my cellar develops, when I got to the point where I have aged bottles or options to pick from in my cellar.
For context, to complicate things for me on the “daily” drinker front, my wife does not usually drink, so I’ll open a bottle and have to finish it myself - easy with the good ones, not so easy with the bad ones.