So sorry to hear about the home disaster. When I switched from Chubb to Pure, they suggested and offer a premium discount if we install an automatic water shutoff valve, plus they discount the cost of the hardware from the company they recommend, Leak Defense System. I have been procrastinating for the past several months, but your story just might have pushed me to finally act on it. They say that it is the most common major home claim, averaging about $55,000 per claim if I remember correctly. They also recommend a plumber change all water supply lines to washing machines, toilets, etc. from plastic valves and rubber or plastic hoses to stainless steel. Now that I am retired and spending more time at a vacation home, it sounds like a good idea for me to move ahead. Just passing on the info in case it is of benefit to anyone.
Simple solution. Send the wife and kids out to buy some wine and take pictures of the wine store while doing so. While they are out you can order a Kindle on Amazon. Problem solved.