Wine insurance in NY

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YLee
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Wine insurance in NY

#1 Post by YLee » September 10th, 2019, 5:54 am

Which insurance companies do people in New York use for their wines? What is considered a good rate?
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Victor Hong
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Re: Wine insurance in NY

#2 Post by Victor Hong » September 10th, 2019, 6:05 am

Chubb.
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Sh@n A
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Re: Wine insurance in NY

#3 Post by Sh@n A » September 10th, 2019, 6:29 am

I believe you have been searching for offsite for some time now; the offsite will offer insurance as well.
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Chuck Miller
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Re: Wine insurance in NY

#4 Post by Chuck Miller » September 10th, 2019, 12:15 pm

Sh@n A wrote:
September 10th, 2019, 6:29 am
I believe you have been searching for offsite for some time now; the offsite will offer insurance as well.
Not universally.
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Dale Williams
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Re: Wine insurance in NY

#5 Post by Dale Williams » September 10th, 2019, 1:06 pm

I'd be careful if offsite offers insurance to check that it is backed by a third party.
As most of the offsite horror stories involve malfeasance by owners (obviously a tiny minority of operators, but main need for insurance), them self-insuring isn't helpful.

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Sh@n A
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Re: Wine insurance in NY

#6 Post by Sh@n A » September 10th, 2019, 1:48 pm

I think nearly all of the ones that I took quotes from a year ago provided it. Domaine, VWW, sokolin, MWC. Domaine's fees were a lot less than others; I do not know if they get it from a 3rd party (but a great question to ask).
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ChrisStags
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Re: Wine insurance in NY

#7 Post by ChrisStags » September 10th, 2019, 2:56 pm

AIG and Chubb are the main guys...
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Jason T
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Re: Wine insurance in NY

#8 Post by Jason T » September 12th, 2019, 4:25 am

Sh@n A wrote:
September 10th, 2019, 1:48 pm
I think nearly all of the ones that I took quotes from a year ago provided it. Domaine, VWW, sokolin, MWC. Domaine's fees were a lot less than others; I do not know if they get it from a 3rd party (but a great question to ask).
I think most do, as a data point mine in Chicago doesn’t offer or require insurance. They are “no frills” to say the least.
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Victor Hong
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Re: Wine insurance in NY

#9 Post by Victor Hong » September 12th, 2019, 8:32 am

Jason T wrote:
September 12th, 2019, 4:25 am
Sh@n A wrote:
September 10th, 2019, 1:48 pm
I think nearly all of the ones that I took quotes from a year ago provided it. Domaine, VWW, sokolin, MWC. Domaine's fees were a lot less than others; I do not know if they get it from a 3rd party (but a great question to ask).
I think most do, as a data point mine in Chicago doesn’t offer or require insurance. They are “no frills” to say the least.
Buying wine insurance from a storage facility operator is like buying life insurance from your airplane pilot or bus driver.
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Paul McCourt
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Re: Wine insurance in NY

#10 Post by Paul McCourt » September 12th, 2019, 3:03 pm

Victor and I will keep an eye on all your bottles. Send them over.
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